Twelve Little Rules to live by....
So I need to get saving some money. I'm planning two potential holidays and they simply won't happen if I keep living my current lifestyle and spending like an idiot (how many nail varnishes do I really need?).
My ban actually started a week ago but shall run until April and then I'll take stock, see what I've saved and re-evaluate. Hopefully by then I'll have enough to get my train/plane fare sorted and feel like an adult with some proper savings for once.
The Rules:
1. Will not buy anything I don't need, be it shampoo, body lotions, make up* etc (if I run out completely that's fine, but I will have enough to keep me going for quite some time).
* aside from the Archie MAC collection where I shall have a little splurge.
2. No new books - I realised quite shamefully that I have yet to read around 50% of the books I own. I have enough to keep me going!
3. No clothes until I've reached my desired weight and most importantly NO PYJAMAS. No matter how cool/cute/snuggly they are.
4. No red wine (I have quite a habit) unless I've been invited to a house party and then I can take a bottle.
5. No DVDs/Box Sets - again I have enough to keep me going. I've not even started Dexter Series 1 nor the set I got for Christmas. And in the meantime, I've unfrozen my Love Film account to keep me going.
6. No meals out each week - another waste of money that could be saved and not good for the waistline. I shall instead have 1 cheat night a month where I can make the most of it.
7. Concentrate on my guitar lessons and yoga, reading, writing and generally things I can do indoors that won't cost me money.
8. Make the most of working in London and visit all the art galleries and museums that I can - free AND cultural (I kicked this off last week with a visit to the Saatchi Gallery).
9. Save a set amount each month (on top of the savings from all the stuff above) and not use it as an excuse to have a pot to 'dip in and out of'.
10. No magazines - I have books I need to get reading and magazines are not helping me be constructive (and show me pictures of things I convince myself I need).
11. No Pret/Itsu/Pod/EAT lunches - I shall be making and taking my lunches to work.
12. No homewear buys for the sake of it - only things I really need, nothing decorative!
12. No homewear buys for the sake of it - only things I really need, nothing decorative!
If I think of anything else I'll add it in after - these rules are to share with you guys but also to act as a reminder about what I need to focus on and why.
Anyone else having a spending ban? Would love to hear about it.
(Image Source: Blunt Card)
It's mad how saving money on little things can mount to being able to have a holiday. I really should think about that when I'm justifying spending ridiculous amounts of money on all my beauty/skincare products.
ReplyDeleteI'd love to do a spending ban I just really don't think I could do it, I'm a sucker for impulsive buys.
Good luck - excited to see how you get on!
www.SamuelJamesMorris.com
hahah great post! Good luck! :D www.cherrytruth2.blogspot.co.uk
ReplyDeleteThanks Libby! I'm going to need it...
DeleteThanks Samuel - it's going to be really tough though, I can't promise I won't have the odd slip up now and then, but I am really going to focus. It'll be worth it. Bad time to start blogging though and reading all these great reviews ;)
ReplyDeleteMaybe you could do one for a week as a test and see how much you save?
I'll keep you posted :)
Hey! Its great you are taking part in the spending ban :) Can't wait to see your updates :)
ReplyDeleteHi and thanks - it's going to be tough but worth it. I've seen you are doing a 100 day ban and noticed how well it's going. Really spurred me on!
DeleteGreat that you're doing it, hope it goes well! :) x
ReplyDeletewww.bowtiedbeauty.blogspot.com
Thanks! So far so good :)
DeleteI'm definitely considering a spending ban, not because I'm skint but just to condition myself to stop spending as much and reign my spending habits in a little! I think everyone needs to do something like this at some point and I love reading when someone's taking part in one, so I'm looking forward to reading over the next few months! :)
ReplyDeleteMuch Love
GillianEtc.com
xxx
Thanks. It's been easier than I would have thought so far. Completely agree that everyone should try it even if only for a short time. I can't believe how much I've saved in just a week. Money that would normally have been wasted on products/items I don't need. I'll do an update in a week's time. :)
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